Mcintosh, president of the American Bank, was made receiver of the Exchange. Edwin M. Mancourt, of Terre Haute, Indiana, a proficient banker, established the Merchants Bank. He was more conservative than had been his predecessors in Sidney's banking circles. After a few years he liquidated and went east, being a large banker in Detroit, Michigan, today,

and also vice-president of the consolidated coal companies. The third bank in Sidney was established by Milton Ahrends, but it was later merged with the First National Bank.

The fourth bank was called the Sidney State Bank. After operating two years it was taken over and merged with the American Bank, the present officers of the latter institution being: T. C. McNish, president; M. C. Dinnery, G. E. Taylor and G. R. Buckner, vice-presidents; E. D. McAllister, cashier; J. L. McCarthy, assistant cashier. When this bank was organized, A. S. Raymond, now of Raymond Brothers & Clarke, wholesale grocers of Lincoln and Scottsbluff, was president; J. J. Mcintosh, vice-president ; and George E. Taylor, the present active vice-president was then cashier. S. H. Burnham, now of the First National Bank, of Lincoln, succeeded Raymond as president and he was succeeded by J. J. Mcintosh, July 4, 1894. Mr. Mc- Nish became president in 1918. The present capital and surplus amounts to $145,000.

The First National Bank came into existance in 1902. It has a capital and surplus of $75,800, and its present officers are: W. E, Swartzlander, president ; A. K. Greenlee, vicepresident ; Leslie Neubauer, cashier ; Charles L- Mann and Lena L. Jensen, assistant cashiers. The men who were influential in its organization were B. A. Jones, J. W. Harper, Charles Callihan, Milton Ahrends, A. K. Greenlee, C. D. Essig, Daniel Bergman, M. H. Tobin and A. Pease. The original capital was $25,000.