Its capital stock is fifty thousand, its surplus forty-five thousand, and deposits over onehalf a million. It has loans and discounts reaching five hundred and seventy-nine thousand, cash and exchange, fifty-eight thousand three hundred; real estate about eleven thousand, and bonds, stocks and securities thirty-seven thousand dollars, according to its statement of December twenty-ninth, nineteen-twenty. The present affairs of this bank are under the efficient management of A. L. Schnurr, president: F. W. Clarke and Will H. Davis, vice presidents; Theo. Okerblade, cashier, and De P. Davis, assistant cashier.

Harrison State Bank came into existence in nineteen ten, with W. C. Reed, president; D. W. Hamaker, vice president, and George L. Gerlach, cashier. This bank on February twenty-first, nineteen twenty-one, had twenty thousand capital, five thousand surplus, and undivided profits twenty-eight hundred seventeen. Its deposits were approximately one hundred eighteen thousand,

HISTORY OF WESTERN NEBRASKA

and its loans and discounts one hundred six thousand dollars. The bank's reserve is about twenty per cent, showing a healthy condition. The present officers are: Geo. Gerlach, president ; D. W, . Hamaker, vice president ; Wiley Richardson, vice president, and I. L. Gerlach, cashier.

Many people around Scottsbluff are well acquainted with Mrs. George Gerlach, whose acquaintance they delighted in when she was living there as Miss Crete Powell.

Under the present stress and pressure of the federal reserve and ethers high in finance, and the consequent slump of prices of farm products and livestock, the banks of Harrison have held up strongly and steadily with "nose to the wind." Few in all the west have done so proportionately well.