Watkins, Lloyd Wiggins.

The following officers were then elected : G. H. Watkins, president ; F. H. Putman. vicepresident : T. B. Estill, cashier ; Lloyd Wiggins, assistant cashier.

Mr. Watkins has been vice-president of the Citizen's National Bank, of McCook, of which institution Mr^. Franklin is the president, and he will divide his time between the two banks. F. H. Putman. the vice president, is one of the best known men in western Nebraska. He rode

HISTORY OF WESTERN NEBRASKA

the range in the early days and finally settled down to the prosaic life of a lumber dealer.

T. B. Estill has been with the bank for the past two years in the capacity of assistant cashier, and now steps up to the more responsible position of cashier. Mr. Estill is popular with the people of town and country, and has already made good.

Lloyd Wiggins has been the local manager of the Carr & Neff Lumber Company for six years past and has a steadily growing business to his credit. His successor has not yet been selected, and he will continue to look after the lumber business for a time, but enters upon his new duties as assistant cashier, on January 20th.

The other directors, W. C. Duggor and J. L. Miller, have been identified with the development of town and country since pioneer days. They have the confidence and esteem of all the people.

The fact that the First National has been controlled by non-residents has worked against its popularity, but now, under home management, it expects to get its share of the business.