One of the oldest banks in Sheridan county is at Hay Springs, being more than thirty years in the service of the community. The Northwestern State Bank was organized in 1890. It has a capital of $50,000 and a surplus of $23,- 000. According to recent reports it has deposits of over half a million dollars, and loans and discounts of approximately eighty per cent of the deposits. Cash and undivided profits aggregate $190,000. Chas. Weston is president of this exceptionally strong institution; William Waterman is vice president ; J. S. Denman is cashier and R. Gustafson, assistant cashier.

The First National Bank of Hay Springs, which commenced business in 1908, is another one of the big institutions of the county, in its volume of business and financial connections. Its capital is $25,000 and surplus about $40,- 000. Its deposits according to a recent statement were over three hundred thousand dollars. Cash and undivided profits were above $130,000. Col. Chas. F. Coffee, of Chadron, is the head cf this bank, and I. B. Richmond, vice president ; J. A. Goff, cashier and T. R. Morrison, assistant cashier.

The Clinton State bank was organized in 1917, with a capital of $15,000. It has accumulated a small surplus. It has deposits of $86,000 and loans and discounts of $71,000, with a cash and undivided profits account of over $20,000. The present officers are : Noah Mose, president ; Nels S. Larsen. vice president ; R. O. Lyon, cashier ; and K. C. Mathesen, assistant cashier.