The Chadron State Bank has a capital and surplus of over $130,000 according to a recent statement. B. L. Scovil is president ; J. H. White, vice president : W. P. Rooney, cashier. Other directors are Robert Hood and W. H. Donahue.

Crawford has three distinctive financial institutions. The oldest bank is the Commercial State established in 1886. It has a capital surplus and profit of $100,000. Leroy Hall is president ; Andrew Vetter and Frank L. Hall, vice presidents ; M. G. Eastman, cashier and Besse E. Chapman, assistant.

The First National Bank (formerly the Bank of Crawford) was organized August 1, 1899 with a capital of $15,000. Bartlett Richards was president ; Andrew McGinley, vice

president; and C. A. Minick, cashier. It was re-organized in 1903, made a national bank, its capital increased and has since been again increased. It now has $50,000 capital and the same amount of surplus and undivided profits. Its present officers are O. R. Ivans, president ; F. McGiverin, vice president ; C. A. Minick, cashier ; Clyde J. Hornsby, assistant. J. E. Porter and George Swanson are directors. B. F. Tohnson was the president of this bank from 1901 to 1918 inclusive.

The Farmers' Bank was chartered under the state laws in 1919. T. F. Golden is president; W. H. Sutherland, vice president; James H. Nestor, vice president; and F. M. Stapleton as cashier.

The principal organizers of these older banks have passed away. The solid foundation on which the banks were started is still reflected in their gradual growth, and also speaks well for their continued management ; they have been practically owned by home capital. During all the hard times of the past they both have enjoyed the entire confidence of their customers and the community at large, and this in a great measure may be attributed to the fact that they have always done a strictly banking business and have never used any of the bank funds for outside schemes and promotion of outside business.