The First National Bank came into existance in 1902. It has a capital and surplus of $75,800, and its present officers are: W. E, Swartzlander, president ; A. K. Greenlee, vicepresident ; Leslie Neubauer, cashier ; Charles L- Mann and Lena L. Jensen, assistant cashiers. The men who were influential in its organization were B. A. Jones, J. W. Harper, Charles Callihan, Milton Ahrends, A. K. Greenlee, C. D. Essig, Daniel Bergman, M. H. Tobin and A. Pease. The original capital was $25,000.

For fifteen years the two banks stood the test of Sidney's growth in commercial importance. Wheat then began to be a factor of Cheyenne county, and bank accounts, credits and deposits began to swell. The Nebraska State Bank was organized in 1917; with F. M. Wooldbridge, president ; and M. L. Wooldbridge, cashier. It has grown steadily and is firmly established. In 1920, the officers were: F. M. Wooldridge, president; F. D. Wooldridge and J. A. Simones, vice-presidents ; M. L. Wooldridge, cashier; and Helen Wooldridge and C. E. Wooldridge, assistant cashiers. The bank has a capital and surplus of $54,670. The Liberty State Bank came into existence in 1919, with F. N. Slawson, president ; H. R. Fuller, vice-president ; R. A. Barlow, cashier; and Marius Christenson, assistant cashier. It has prospered since organization and today has a capital and surplus of $33,000.

The oldest bank in Cheyenne county, outside of Sidney, was established at Lodgepole in 1889, and was called the First State Bank. It