a vacuum. We issued three different reports for the fiscal year ending 05/31/2025, the financial statements, which is this, the management letter, and the justice court audit report. Today, I'm gonna go over the financial statements. And if everybody…

your overall budget in terms of our bond rating.

And your bond rating. Right. Yeah. And I noticed

Financial health was also on the agenda, with the board receiving a presentation on the village’s bond rating from financial advisor Beth Ferguson. Maintaining a strong bond rating is crucial for Croton, as it directly impacts the interest rates the …

=== EXECUTIVE BRIEF === • Board received DPW operations update following a site visit to the garage • No formal votes taken; discussion only during work session • Village's AA2 bond rating reviewed with Moody's; potential switch to S&P Global Ratings…

Later in the evening, the board heard from municipal adviser Beth Ferguson that Croton holds a solid AA2 bond rating from Moody's — but suggested switching to S&P Global Ratings could potentially bump the village up a notch, saving on future borrowin…

Now we have Beth Ferguson who's here from fiscal advisers to talk to us about our bond ratings. Hi, Beth. Hello.