Fig. 137 shows in detail for the same loan department the operations which are summarized in Fig. 136. In Fig. 137 the heavy line shows the actual amount of money loaned each month, while the dotted line shows the amount of money paid back each month. The data for these two curves were later added month by month on a cumulative basis and plotted into the two curves, "Loaned" and

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Fig. 136. Total Loans Made to Employees by a Large Industrial Corporation and Total Amount Paid Back, Shown Monthly Since the Beginning of Loans

The two upper curves are plotted on a cumulative basis. The bottom curve shows the amount outstanding and is equivalent to the vertical distance between points on the two upper curves. The capital devoted to loans is indicated, and the chart permits easy reading of the amount of capital not on loan at the end of any month